01
4 min read
The Group Trip Money Checklist: What to Agree Before You Book
Eight decisions that take five minutes in the group chat and prevent every common money argument on a trip — plus a message you can copy and send.
Read articleField notes / shared money
Guides
The parts of shared spending a calculator can’t solve, fairness when incomes differ, currency fees nobody budgets for, and how to bring up money with people you like. Written and edited by Mark.
02
5 min read
Which Exchange Rate Should You Use When Splitting a Trip?
Three people paid in three currencies on three different days. How to pick one rate for the whole group without anyone quietly losing money.
Read article03
5 min read
Who Should Pay the Deposit? Handling Big Upfront Bookings
One person putting a whole trip on their card carries real risk: cancellations, partial refunds, currency moves and months of exposure.
Read article04
5 min read
How to Split Bills When Everyone Earns Different Amounts
Proportional splitting with the arithmetic worked through, where an even split starts to hurt, and how to raise it without it being awkward.
Read article05
5 min read
Bill-Splitting Etiquette Around the World
Separate checks are routine in some countries and awkward in others. What to expect in Taiwan, Japan, Korea, the US, the UK and Europe.
Read article06
6 min read
How to Split Group Expenses Fairly
A group expense is rarely an expense for the whole group. Why every payment needs a payer and a set of people it covers, and what to agree before the money moves.
Read article07
6 min read
The Best Way to Split Expenses When Traveling with Friends
Three currencies in ten days and one person fronting the bookings. Picking a settlement currency, spreading the exposure, and charging each expense to the people it was actually for.
Read article08
6 min read
Cash vs Card When You Travel: How to Choose
The four places a payment abroad quietly costs more, why whoever withdraws the cash pays fees nobody else sees, and how to log both so the split stays fair.
Read article09
6 min read
Roommate Shared Expenses: The Costs That Actually Cause Arguments
Rent is never the problem. Bi-monthly utility bills that do not line up with monthly rent, the person who always buys the loo roll, guests, and moving out mid-cycle.
Read article10
6 min read
How to Split Restaurant and Bar Bills for Big Groups
The drinks bill worked through in numbers, how service charges differ between Taiwan, Japan and the US, and why saying how you will split it before ordering changes what people order.
Read article11
6 min read
How to Split Concert and Sports Event Tickets with Friends
One account, one card, ninety seconds, and one person carrying the cost for months. Getting reimbursed before the show, and what to agree in case it is postponed.
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